special offers
There are no new offers, and the original offers described in April are still valid.
News
commercial bank
For new customers and for existing customers who have already switched to the new version of KB + Direct Banking, the bank offers a KB + savings account at an interest rate 5% annually up to 200,000 CZK.
The savings account is only available when making an online order in the new version of KB+ Online or Mobile Banking. If you are already an existing customer of the bank and you do not have the new version yet, you will not have access to this product yet.
However, new bank customers will arrange this, because they will automatically get a new version of direct banking.
The article is part of a series We provide with Měšec, where we advise our readers where they can save, where they can find the best cashback or get a bonus when opening a bank account. In this series, you will also find tips on how to choose a good compulsory insurance or tips on how to save when exchanging money.
We are growing
commercial bank
3-month deposits up to 1 million CZK: 0.01 → 6% annually
Bonus Invest account for 6 months: 6 ← 7% annually
MONETA Money Bank
deposits
- 3 months and 6 months: 5.30 → 5.50% annually
We lower
UniCredit Bank
UniCredit Bank continues to cut interest rates in May, after starting the process in April. Interest rates fell by 0.10 percentage point in May.
Where do I go with 200,000 CZK “Goodbye”?
Savings accounts for banks and pawnshops with no notice period – ranked by highest deposit interest rate above 4% per annum, with no investment terms.
| bank/reserve | project | interest rate |
|---|---|---|
| vub | Unlimited savings | 6.15% annually |
| Trinity Bank | Savings Account 2 (new customers or new deposits) | 6.08% annually |
| Max Bank | saving account | 6.01% annually |
| UniCredit Bank | START, OPEN, TOP account | 6% annually |
| Trinity Bank | saving account | 5.68% annually |
| Creditas Bank | Savings account + | 5.60% annually |
| Raiffeisenbank | HIT PLUS savings account with bonus | 5.50% annually |
| Fio bank | Fio account | 5.50% annually |
| MONETA Money Bank | savings/savings account g | 5.30% annually |
| J&T Bank | J&T Savings Account | 5.25% annually |
| air bank | Bonus rate savings account | 5% annually |
| ČSOB | Savings with Smart Bonus | 5% annually |
| commercial bank | KB + savings account | 5% annually |
| Artessa, Savings Association | Artessa Universal Savings Account | 4.75% annually |
| Max Bank | NEO account | 4.61% annually |
| Fio bank | Fio savings account | 4% annually |
| Czech Savings Bank | Česká spořitelna savings (Plus) Česká spořitelna savings (Exclusive) head of thrift |
4% annually |
| mBank | Emax Plus | 4% annually |
| Oberbank | Private savings account | 4% annually |
Where to go with 500,000 CZK “Goodbye”
Savings Bank Accounts with no notice period – Ranked by Highest deposit interest rate above 4% per annum, with no investment clauses.
| bank/reserve | project | interest rate |
|---|---|---|
| vub | Unlimited savings | 6.15% annually |
| Trinity Bank | Savings Account 2 (new customers or new deposits) | 6.08% annually |
| Max Bank | saving account | 6.01% annually |
| UniCredit Bank | START, OPEN, TOP account | 6% annually |
| Trinity Bank | saving account | 5.68% annually |
| Creditas Bank | Savings account + | 5.60% annually |
| Raiffeisenbank | HIT PLUS savings account with bonus | 5.50% annually |
| MONETA Money Bank | savings/savings account g | 5.30% annually |
| J&T Bank | J&T Savings Account | 5.25% annually |
| ČSOB | Savings with Smart Bonus | 5% annually |
| Artessa, Savings Association | Artessa Universal Savings Account | 4.75% annually |
| Max Bank | NEO account | 4.61% annually |
| Fio bank | Fio savings account | 4% annually |
| Czech Savings Bank | Česká spořitelna savings (Exclusive) head of thrift |
4% annually |
| mBank | Emax Plus | 4% annually |
| Oberbank | Private savings account | 4% annually |
Where to go with money over 1,000,000 CZK “I see you”
Savings Bank Accounts with no notice period – Ranked by Highest deposit interest rate above 4% per annum, with no investment clauses.
Current dates for May 2023
Compare savings accounts
TOP offers without investment conditions
- 6.15% annually Public Credit Bank
- 6.08% annually Trinity Bank
- 6.01% annually. Max Bank
- 5.68% annually Trinity Bank
- 5.60% annually Creditas Bank
- 5.50% annually Fio Bank, MONETA Money Bank, Raiffeisenbank, UniCredit Bank
- 5.30% annually MONETA Money Bank
- 5.25% annually J&T Bank
- 5% annually ČSOB, mBank
- 4.75% annually Artessa Savings Association
- 4.61% annually Max Bank
- 4.50% annually Creditas Bank, View Banca
Term deposit comparison
TOP offers without investment conditions
- 7% annually NEY Savings Association
- 7% annually Artessa Savings Association
- 6.25% annually J&T Bank
- 6% annually Creditas Bank
- 5.81% Max Bank
- 5.58% annually Trinity Bank
- 5.50% annually Komerční banka, MONETA Money Bank
- 5.30% annually Raiffeisenbank
- 5.20% annually money House
- 5.10% annually Oberbank
- 5.10% annually Fio bank
- 5% annually ČSOB
Checkbook comparison
the above. The achievable rate is 2% annually
“Proud twitter enthusiast. Introvert. Hardcore alcohol junkie. Lifelong food specialist. Internet guru.”
More Stories
Are you worried about fraudulent text messages? O2 fights them in a very original way – SMARTmania.cz
Škoda Auto after 2025: the majority of production will be electric cars, the last bastion of internal combustion engines will be in Kvasini
Interest in protecting privacy has increased over the past five years thanks to the General Data Protection Regulation, but it is still far from perfect